Why buy Travel Insurance?
Limitations of group insurance
Group Insurance often has limitations on coverage
You are fortunate if you have the opportunity to benefit from a group insurance plan. Sometimes these plans include travel insurance. But more likely thannot, coverage is limited.
Emergency Medical Care costs
Often, only a specific percentage of total emergency medical care costs may be reimbursed.
Some indemnities are subject to a deductible.
You may be required to pay for services up front, and then be reimbursed.
Trip cancellation and baggage
Very few group insurance plans provide trip cancellation and baggage coverage, and most of the time the insured amount is insufficient to cover your trip investment.
Most offer little or no baggage coverage.
If your group insurance is limited, top-up your coverage with Blue Cross travel insurance.
One way or another, it is likely
that Blue Cross will take over in the event of an
accident or illness.
Major Canadian insurers have recognized the CanAssistance team for its competence and effectiveness, and for years have entrusted Blue Cross with the security of their travelling members.